Investment Planning
What is multigenerational wealth management?
Multigenerational wealth management coordinates investments, taxes and estate plans across family members so assets can serve more generations.
It’s been said that you reap what you sow. And when it comes to enjoying your investments, truer words have never been spoken. Even if you don’t have thousands of dollars to invest, simply taking the time to choose where to park your money can be rewarding.
Through developing a personalized investment strategy, diversification, and avoiding short-term distractions, we aim to help create and preserve your wealth so you reach your financial goals.
Our Investment Planning Process
- Create a point-in-time snapshot: We analyze where you are in terms of your current portfolio. In some cases, we can provide immediately actionable steps that benefit you; like leveraging tax-selling or profit-harvesting opportunities.
- Develop an investment strategy: From your snapshot, we’ll draw-up personalized investment strategies that will help you reach your financial objectives. This may be accomplished by building upon your existing portfolio or proposing a set of tax-efficient investments that are aligned with your personal financial goals.
- Implement your plan: Our dynamic approach to investment planning evolves with your changing circumstances. We’ll guide and advise you on investment plan transitions as you go through life and lifestyle changes.
- Consult, and counsel: Ours is an ongoing partnership. Throughout our relationship with you, we’ll review your investments, keep you informed, and communicate constantly with you about proposed changes and potential risks or opportunities for your investments.
Book a meeting with one of our professionals to learn more about our investment planning strategies.
Asset allocation and diversification do not ensure a profit or protect against loss in declining markets.
FAQ
How do you manage investments across a family?
We look at each account and each family member's goals, then coordinate allocation and taxes across the household rather than managing accounts in isolation.
Can you help with a concentrated stock position or business sale proceeds?
Yes. We help weigh diversification timing, tax impact and income needs, and coordinate with your CPA.
Where are my assets held?
Client assets are held at independent custodians, not by Triton Wealth. Our primary custodial partners are Charles Schwab and Goldman Sachs. We walk you through custody and reporting at the first meeting.
Do you have investments that come with guarantees?
It depends on the product. We offer CDs, money markets, and Treasuries, and we can also discuss certain annuities. Each works differently. For example, an annuity’s guarantees are backed by the issuing insurance company’s claims-paying ability. Every option comes with its own costs, limits, and tradeoffs, and none removes all risk. We help you weigh whether any fit your income goals.